Creekside Estates HOA Guide

Fruit Cove, St. Johns County · HOA, CDD, rules, builders and amenities in plain English

At a glance

Location	Fruit Cove, St. Johns County, off State Road 13
Builders	Dream Finders Homes
Home types	Single-family estate homes on about one-acre homesites, gated
HOA	Dues not published yet — ask us for the current figure.
CDD	Not confirmed — we're checking. Ask us before you write a contract.
Status	Selling, by appointment

Builders and starting prices

Starting prices as advertised in October 2026. Prices change often, and builders run incentives that come and go. Ask us for the current numbers before you visit.

Builder	Homes	From	Floor plans
Dream Finders Homes	Single-family estate homes (about 1-acre homesites)	$799,990	8 plans, about 3,071–4,812 sq ft, 4–6 bedrooms, 2- to 3-car garages

Visiting the model homes? Bring your agent, or call us first, so you’re registered with the builder on your first visit.

HOA and CDD at Creekside Estates

HOA

Creekside Estates is a gated community. An HOA is likely, but dues were not published.
Dues: Not published yet — ask us for the current figure.
Ask for the HOA rules on pools, fences, outbuildings and vehicles, since these matter on larger lots.

CDD

Not confirmed — we're checking. Ask us before you write a contract.
If a CDD applies, its assessment would be billed on your St. Johns County property tax bill and would vary by lot.

Rules that affect daily life

We’re still collecting the recorded HOA documents for Creekside Estates. Before you write a contract, ask us for the rules on renting, pets, vehicles and boats, fences, pools and exterior changes. These rules vary a lot from one community to the next.

Amenities

Gated entry with about one-acre homesites that have room for pools. No shared amenity center was described in our research.

Before you buy here

Sales are by appointment. Call us and we'll set up the visit.
Ask whether a CDD applies, get the HOA dues in writing, and ask what the HOA allows for pools, fences and detached structures.
Ask Dream Finders for its warranty booklet.
Verify school zoning with St. Johns County Schools.
Bring your agent (or call us) before your first visit so you're registered with the builder.

Get the Creekside Estates HOA packet

We’ll send you the HOA and CDD information we have on file and run the true monthly cost on any home you like, including HOA, CDD, taxes and insurance.

Request the HOA packet Call 386.449.9248 All communities

Sources: Builder website and community directory (October 2026).

The Decker Group Brokered by Navy To Navy Homes
Garrett Decker, Broker Associate BK 3466920 · Mortgage Loan Originator NMLS 2567934, FLO Mortgage (Company NMLS 1835856) · Angel Decker, Sales Associate SL 3530137 · Brokerage CQ1038170
386.449.9248 · buyahomeatthebeach.com · BUILT ON TRUST. DRIVEN BY RESULTS.

Information provided by the builder/HOA and subject to change. Verify all fees, terms, and figures directly before relying on them. This page summarizes community documents in plain English and is not legal advice. Have a real estate attorney review contract and HOA questions.