Asbury Creek HOA Guide

Green Cove Springs, Clay County · HOA, CDD, rules, builders and amenities in plain English

At a glance

LocationGreen Cove Springs, Clay County
BuildersCentury Communities
Home typesSingle-family
HOAYes. Dues aren't set in the declaration; ask us for the current figure.
CDDNone found in our research — the builder advertises no CDD fees. Confirm with the builder.
StatusComing Soon (Oct 7 directory). The builder's site now shows it open with homes listed — call us for the latest.

Builders and starting prices

Starting prices as advertised in October 2026. Prices change often, and builders run incentives that come and go. Ask us for the current numbers before you visit.

BuilderHomesFromFloor plans
Century CommunitiesSingle-familyTBD7 plans, about 1,639–3,161 sq ft, 3–5 bedrooms, 2- or 3-car garages
Visiting the model homes? Bring your agent, or call us first, so you’re registered with the builder on your first visit.

HOA and CDD at Asbury Creek

HOA

  • Association: Asbury Creek Homeowners' Association, Inc., a Florida not-for-profit corporation. Declarant (developer): Century Communities of Florida, LLC. Clay County. The current officers and directors are Century staff.
  • Dues: the Declaration sets no dollar amount. The Board sets yearly dues from a budget and decides whether they are collected monthly, quarterly or yearly. The first budget is a projection, and the builder does not guarantee the dues level. Special assessments are possible, and reserves are not required unless members vote for them. Need the current budget and dues from the Association or builder.
  • Fees at sale: a first buyer from the builder pays a $500 Initial Contribution at closing. Every later resale buyer pays a $500 Resale Contribution. The owner pays a reasonable fee for an estoppel certificate, which is due within 14 days of a written request. The Declaration does not name a separate transfer or application fee.
  • Late fee is $25 per month after 10 days, plus interest. The Association can accelerate up to 12 months of dues and file a lien.
  • Dues start on the day the buyer closes. Lots that are vacant or still owned by the builder pay 10% of the regular rate. The builder can cover budget shortfalls instead of paying dues on its own lots.
  • Developer control: Century controls the Board until turnover. Turnover happens within 3 months after 90% of the planned lots are sold to homeowners, or earlier if Century chooses, or as Florida law requires. Homeowners may elect one Board seat once 50% of lots are sold. Until turnover, Century can veto Board actions and change the rules and Declaration on its own.
  • The Association owns and maintains the private streets (not gated), common landscaping, community sidewalks, the stormwater ponds and drainage, wetland areas, the mail kiosks, and retaining walls in the common areas and on Lots 40, 47, 48 and 50. It may also sign bulk cable or internet contracts, with the cost billed to owners through dues.
  • Disputes with the builder go to mediation and then binding arbitration, with no jury and no class actions. Have a real estate attorney review this before a buyer signs.

CDD

  • The Declaration does not say Asbury Creek is in a Community Development District (CDD). It does let Century create a CDD or other special taxing district later, and owners agree to sign any petition needed. Any district taxes would be on top of HOA dues. Check the Clay County tax bill and ask the builder whether a CDD exists or is planned.

Rules that affect daily life

TopicWhat the documents say
RentingRenting is allowed. Leases must be for at least 30 days, for the whole home, and in writing. No renting single rooms, no bed and breakfast, and no transient tenants. The owner gives the Association a copy of every lease, but the Association does not approve tenants. There is no cap on how many homes can be rented, no limit on leases per year, and no waiting period before a new owner can rent. Tenants must follow the community rules, and the owner must evict a tenant who will not. While the home is rented, the owner gives up use of the common areas. If the Association is owed money, it can collect rent directly from the tenant. Rental rules that conflict with FHA, VA or USDA loan requirements do not apply while such a loan is on the home.
PetsNormal household pets are allowed as County rules permit. There is no stated limit on number. No livestock, poultry or pigs, no breeding or keeping animals for business, and no dogs legally classed as dangerous. Pets must be leashed outside unless in a fenced part of the yard. No tying pets out, no leaving them alone in the yard or on a porch, and no dog runs or kennels. Pick up after your pet. If the Board decides a pet is a nuisance and asks for its removal, it must go within 48 hours. Service and support animal laws still apply.
Vehicles and parkingPark in your garage or driveway only, and do not block the sidewalk. No parking on the community streets except in any spots the Board designates. Personal cars and pickup trucks are fine in the driveway as long as they are not commercial motor vehicles under Florida law. Boats, trailers of any kind, RVs, campers, ATVs, limousines and commercial motor vehicles must be kept inside the garage, subject to Florida law. Work vans and trucks may only be here during a delivery or service call. A car that will not run cannot sit outside the garage more than 12 hours. No repairs outside the garage except emergencies, no cars on blocks, and no car covers in public view. Violators can be towed after a 24-hour notice. Golf carts may be driven on the community streets where state and local law allow, on paved surfaces only, and the Association can restrict them. ATVs, scooters and mini motorcycles are not allowed on common sidewalks or streets.
FencesEvery fence needs written approval from the Architectural Control Committee (ACC) first and must meet the Community Standards. Chain link is not allowed. Fences must sit off the ground so they do not block drainage. Fences in drainage easements are not expected to be approved. If a fence is allowed in a drainage or utility easement, the owner pays to remove and replace it when the easement needs work. Nothing, including fences, may go within 2 feet of a retaining wall. Only one fence is allowed on a shared lot line, and neighbors split the cost of repairs to a shared fence.
Pools and screen enclosuresNo above-ground pools. In-ground pools, spas and hot tubs need ACC approval first, unless the builder installed them. The top of the pool can be no more than 2 feet above natural grade unless approved. Pool cages must be an approved design and color, no taller than 12 feet unless approved, never taller than the roof line, and not wider than the sides of the house without approval. Diving boards and slides need approval. Pools must be kept clean and treated. Never drain pool water onto neighbors' yards, the street or the ponds. Screen enclosures, patio enclosures, decks and lanais all need ACC approval.
Exterior changesAny visible exterior change needs written ACC approval first. That includes additions, repainting, new landscaping, removing or planting trees and shrubs, landscape lighting, artificial turf, driveway coatings, decorative objects, play equipment, flagpoles beyond the one allowed, satellite dishes, solar panels, outside security cameras and awnings. Video doorbells do not need approval. The ACC may charge an application fee and has 30 days after a complete application to decide. If it does not answer in time, the request is treated as denied, not approved. Denials can be reheard and then appealed to the Board. Sheds and other outbuildings are not allowed without ACC approval. Tree houses and skateboard ramps are not allowed. Basketball goals and play sets need approval and go in the back yard. Do not remove trees the builder planted unless they are a hazard, and replace any that die. No garage conversions, and garage doors stay closed when not in use. Window coverings must go up within 30 days of closing. No window or wall air conditioners and no security bars on windows. The Declarant is in control of the ACC until the last home is sold.
Hurricane shuttersPermanent shutter hardware must be a type the ACC approves. Approved panel, accordion or roll-down shutters may be closed starting 48 hours before a named storm and must be opened within 72 hours after the watch or warning ends. They may not stay closed during hurricane season. Temporary storm coverings may go up 72 hours before a storm and must come down within 72 hours after it. Yard furniture and decorations must be brought inside when a tropical storm warning or higher is issued.
Signs and flagsNo signs visible from outside the home except as the Declaration, Rules or Community Standards allow. You may fly up to two portable flags: the U.S. flag, the Florida flag, a U.S. military branch flag, a POW-MIA flag or a first responder flag, each no bigger than 4.5 by 6 feet. You may also put up one freestanding flagpole up to 20 feet tall, at least 10 feet from the curb and from any lot line. A small security company sign (6 by 6 inches) near an entrance and small medical-alert stickers are allowed. Picketing and negative signs are strictly prohibited. The Declaration does not list a for-sale sign allowance.
TrashKeep trash and recycling cans out of sight from the street and from neighbors. Cans may go out no earlier than 24 hours before pickup and must come back in within 24 hours after. No burning trash. Follow the Association's trash and recycling procedures.
Home businessesA home office for your own use is allowed, but clients and customers may not come to the home unless the Board's rules allow it. No door-to-door selling. No day care, assisted living or nursing home. Garage sales only with Board permission.
Other restrictionsOwners keep up their own yard and the strip between the lot and the street, including grass no taller than 5 inches, yearly mulch, irrigation, trees and the driveway. Owners also handle their own roof, exterior paint, stucco or siding cracks, caulking and pressure washing. The Association can do neglected work and bill the owner the cost plus $250. Mailboxes are shared cluster boxes, and individual mailboxes and lampposts are not allowed. No swimming, wading, fishing or boating in the ponds, and no docks. Drones only for inspecting your own home unless the Board allows more. Holiday lights may go up the week before Thanksgiving and come down by January 15. Owners must carry enough insurance to rebuild and must start repairs within 30 days of getting insurance money after a loss. If the Association sets up a social media page, owners may not use it to air complaints about the community, the builder or the Association. Fines can be $100 per violation, per day, with no total cap.

Source: the recorded Declaration (August 25, 2026). The HOA can adopt rules and amendments that change these. Ask us before you rely on them.

Amenities

Builder website: The builder lists a future playground and recreation areas. Schools listed: Lake Asbury Elementary, Lake Asbury Junior High, and Clay High. What the declaration says: The Declaration does not promise any amenities. It mentions a possible playground that the developer is not obligated to build, shared mail kiosks, ponds and wetland preserve areas. No pool or clubhouse is mentioned.

Before you buy here

Get the Asbury Creek HOA packet

We’ll send you the HOA and CDD information we have on file and run the true monthly cost on any home you like, including HOA, CDD, taxes and insurance.

Request the HOA packet Call 386.449.9248 All communities

Sources: Builder website and community directory (October 2026); Community Declaration for Asbury Creek by Century Communities of Florida, LLC, recorded August 25, 2026 in Clay County (Instrument 2026042462, OR Book 5079, Page 1529, 113 pages), with the Amended and Restated Articles of Incorporation (adopted August 10, 2026), the Bylaws and SJRWMD Permit 177733-5 (issued June 23, 2025). The Declaration is less than 12 months old as of October 17, 2026. The attached permit is more than 12 months old.

Home Buying Consultation

Don’t Wait, Your Dream Home Is Out There!

Take the first step and let us help you find it.
Tour New Listings

Don’t Wait, Your Dream Home Is Out There!

Take the first step and let us help you find it.